Amelia Chikota

We’ve improved income detection and balance analysis accuracy, enabling sharper income insights, stronger renter predictions, and more precise insight into collections to reduce losses.

Discover how cashflow scores help Earned Wage Access providers predict real-time affordability, reduce NSFs, and improve user trust through smarter, timing-based repayment decisions.

Learn how cashflow scores leverage real-time bank transaction data to unlock credit for more people, boost approvals, and manage risk with precision.

Our latest updates deliver deeper renter insights and more precise transaction categorization—helping property management risk teams approve more qualified renters, reduce delinquencies, and sharpen behavior analysis with less effort.

Pave’s glossary of cashflow analytics and credit risk terms, covering products, key concepts, and tools to improve lending decisions.

Regulators back cashflow underwriting for its fairness, real-time insights, and improved lending accuracy. Learn how it promotes inclusion and economic growth.

We’ve designed the Fuel Charge Card Score to change the game for fuel card providers. It’s purpose-built to predict whether a business will repay its fuel charge card balance within 30 days.

The Fuel Charge Card Score gives you a cashflow-driven assessment specific to the industry of a business's ability to manage and repay fuel expenses.

The Flexible Rent Score leverages real-time banking data and a tailored dataset specific to rent installment loans to predict likelihood of paying flexible rent loans.