Alain Shema

The future of credit scoring - how cashflow scores help lenders assess financial health beyond traditional credit checks.

We’ve released new trended attributes for our Cash Advance Repayment Score (CARS), which can be used to predict the likelihood of a user repaying a cash advance.

We’ve released our new Cash Advance History Score (CAHS)! This score showcases a user’s repayment history across multiple cash advance providers.

Deposit amount required is the estimated amount a user needs to deposit into an account before their next paycheck to meet their upcoming bill payments and prevent an overdraft or NSF.

Our Payroll Prediction Model detects a user’s payroll transactions, clusters recurring payroll streams, and accurately predicts the next payment date and amount.

The attributes endpoint provides hundreds of ready-made attributes that describe a user’s cashflow and financial health for various use cases.