Payment attempt cost calculator
See what your current mix of debit and ACH collections really costs — and how much you could save by safely shifting more volume to ACH.
Results
Blended cost per successful collection: $0.00
Total attempts required (both rails): 0
Every ACH failure you avoid moves cost away from your most expensive outcome. Pave's ACH Risk Score scores each debit for return risk before it's sent, so you can safely raise your ACH mix without taking on more NSF risk.
Estimated Savings with Pave
Pave's ACH Risk Score typically cuts ACH return rates by more than half. That safety margin lets you shift more volume from debit to ACH, the rail that's cheapest when it works.
| Metric | Without Pave | With Pave |
|---|---|---|
| ACH success rate | 0% | 0% |
| Debit / ACH mix | 0% / 0% | 0% / 0% |
| Total monthly cost | $0 | $0 |
Breakdown by attempt type
| Type | Attempts | Cost each | Total cost |
|---|---|---|---|
| Failed ACH | 0 | $0.00 | $0 |
| Successful ACH | 0 | $0.00 | $0 |
| Failed debit | 0 | $0.00 | $0 |
| Successful debit | 0 | $0.00 | $0 |
| Total | 0 | — | $0 |
Get Your Personalized Demo
Our team will walk you through how lenders and fintechs use Pave to analyze cashflow data, score applicants with confidence, and grow sustainably—without increasing risk.