This month, we launched new capabilities that help lenders act with more confidence.
Small Merchant Cash Advance Score
The Small Merchant Cash Advance Score predicts the likelihood an SMB will complete their first two remittances on time. This score is trained on our expansive dataset of merchant cash advances and using our growing set of Consumer Attributes and SMB Attributes.
New Personal Loan Attributes
We’ve launched new Personal Loan Attributes. Pave customers can now differentiate borrowers who are making payments to subprime and prime lenders. The attributes feed directly into our Personal Loan Score and cashflow framework, accelerating insight across credit decisioning systems.
Guides for integrating non-cashflow data sources
We now support the integration of non-cashflow data sources for: 1) self-reported data, and 2) marketing data.
Identifying payment processors
Pave now displays meaningful merchant names for processor transactions (like Square, Toast, and Apple Pay), delivering clearer insights and stronger signals for credit, fraud, and PFM use cases.
